For any business, regardless of size, disruption to operations can be just as damaging as physical loss. Even a single event – such as a fire, machinery breakdown or natural disaster – can reduce outputs, halt processing, or interrupt access to key sites, with flow on impacts across your supply chain and customer base.
Business Interruption insurance is designed to protect the earnings and cashflow of your business when insured physical damage or other covered events stop you from operating as usual.
Aon helps organisations to structure Business Interruption cover that reflects interdependencies, including loss of profit, increased costs of working and the impact of damage at customer or supplier premises. Our focus is on ensuring declared values, indemnity periods and limits are aligned to actual recovery timeframes, contractual obligations and the complexity of your operations, so you have confidence that your cover will respond when you need it most.
Managing risk beyond business interruption
Underinsurance can significantly limit recovery at claim time, particularly where specialist facilities and equipment are involved. Understanding the true replacement value and rebuild costs of your assets through asset valuations is a critical part of effective risk management.
Discover more about Farm Valuations.
Running an agri business can be complex and sometimes understanding your obligations can be challenging. We consider your broader liability profile – from on site activities and contractor management to product exposures and public interactions – and how dedicated Liability cover integrates with your broader risk management strategy.
Discover more about Liability Insurance.
Protecting the buildings, equipment and infrastructure that keep your business running is critical to maintaining resilience and cashflow. From processing facilities, packhouses and cool stores to feed mills, storage sites, woolsheds, dairy sheds, specialist plant, machinery and on farm infrastructure, we ensure you have the right property and asset cover that reflects the true scale and value of your operations.
Discover more about Property and Assets.