Insurance solutions for the Apiculture Industry

BEECovered is an insurance package specifically created for the Apiculture Industry and designed to protect New Zealand’s Apiarists and their bees. Our team of expert brokers have extensive industry knowledge and have managed the insurance needs of New Zealand apiaries of all sizes, for many years.
At Aon, we understand the complexities of managing an apiculture business – and the unique set of risks that can come with it. Our suite of BEECovered insurance products can cater to these unique business needs and can include the below cover:

BEECovered Business Assets Cover
Stock Cover

Loss or damage to stock anywhere in New Zealand including whilst in storage, transit or in the open.
Honey contained within the hive. 

Customers Stock Cover

Loss or damage to customers stock that you hold and/ or process on behalf of third parties (either bulk or bottled stock).

Hive Structures Cover

Loss or damage to the hive structure as defined as box, floor, lid, trays, supers.
Loss or damage to the honey contained within the hive structure.
Loss or damage to the GPS tracker (if fitted) to the hive structure.

Property in Transit Cover

Loss or damage to hives in transit throughout New Zealand.

Optional extension: Machinery Breakdown

Breakdown of motors, machinery and chillers.

BEECovered Business Interruption Cover
Additional costs of working

Costs incurred to avoid a reduction in turnover and to maintain normal operation of the business following an insured loss.

Claims preparation costs

Costs for professionals assessing and preparing any valid cliam following an insured loss.

BEECovered Vehicle policies are also available
Commercial Motor Vehicle Cover

Basis of settlement
An agreed value amount for vehicles subject to an acceptable annual valuation.

Optional extension: Loss of Use

Cover to hire or lease a replacement vehicle to ensure business continuity.

BEECovered has been developed so that it can efficiently meet the requirements of both small and large apiaries, and our brokers work closely with our clients from the outset to shape an insurance solution that is most appropriate for individual needs.

Just like being an apiarist requires experience and knowledge to make sure that the bees are buzzing and the hives are honey-rich, so does navigating the insurance industry. We've removed the guess work for our clients, and with offices spanning the country we can also offer local service.

Aon BEECovered experts are on hand to provide specialist solutions when they’re needed most. For more information on BEECovered, please contact Tom Blampied or Charlene Kitching, or click the link below to contact your local Aon Branch.

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This website contains general information only and does not take into account your individual needs or financial situation. It is important to note that limits, excesses, terms and conditions and exclusions apply to the products and services outlined on this website. Please refer to the relevant policy documents for details of cover, the provision of which is subject to the insurer’s underwriting criteria that apply at the time. Please contact us if you have any questions.